Refinancing: Is It Worth It?

You've been financing the same vehicle for a little while now, making all your payments on time and driving safely. Taking a quick look at the paperwork, you realize your car loan interest rates are over 15%.


Now the real question is: can I lower those numbers?

Rejoice because you most definitely can! Making your payments on time for 1 or 2 years means that you now have positive auto repayment history, which makes a world of difference! If that is your case, refinancing is the way to go and could save you thousands! Did you know those interest rates could be reduced by up to half?


If you have been working hard to get your credit back on track, you owe yourself such a gift! Look into refinancing, or maybe even look at trading in your current ride! How nice would it be to get into a car that represents you even more than the previous one, and with much less intimidating interest rates? It really does pay to make your payments on time!

Is your vehicle no longer meeting your needs? Maybe it's time for an upgrade along with lower interest rates?


Yes, We Want Your Trade!

In today’s current market, quality pre-owned vehicles are in high demand. We look at all makes and models. We use the latest technologies like Carproof that gives real time sales data from across the country as well as a large group of buyers looking for vehicles just like yours to give you the absolute best offer on your trade in. The pre-owned market is hot and we can help you take advantage of the great trade values, lower your interest rates and your payments.


Not looking to replace your current ride? Maybe something has changed and you just don’t need another vehicle or payment right now. We will make you a cash offer regardless of whether or not you want to replace it. And when you are ready to look for something else, we’ll be here, ready to help find you that perfect car again.

Tips on getting the most out of your trade:

  • Try getting your maintenance done at the same repair shop/dealership/service centre. This way, it'll be easier to show a full service report to potential buyers, proving the vehicle has been properly maintained and cared for.

  • XPEL Paint Protection helps avoid weathering and road debris damage on high impact areas. Less damaged paint, less value loss! Ask about fabric/leather protection... It goes a long way keeping your interior looking nice and avoiding stains.

  • Regular scheduled maintenance is more than just that oil change... Your car needs alignments, tire rotations, fluid checks and cleans, battery and block heater checks. All of these things can help prevent uneven wear and tear on several major components and will help prevent costly repairs that will show up in a mechanical inspection.

  • Have a set of winter and summer tires.

  • Make sure you keep the owner’s manual safe and if possible two sets of keys. Most buyers won’t consider purchasing without.

  • ALWAYS, ALWAYS, ALWAYS wash your vehicle before a viewing. People want to feel like they are getting a new, fresh car regardless of its age.